Browsing All Posts filed under »Home Insurance«

Calculating My California Home’s Reconstruction Cost

October 17, 2010


One of the most common questions our new home insurance clients have is how to accurately calculate the reconstruction cost for their home.  This is a great question and one that needs to be properly addressed because over or under-insuring a home can be equally problematic for several reasons.  Under-insuring a home can lead to a situation where a homeowner may […]

Home Prices Are Falling In Sacramento, Is My Home Insured For More Than It’s Worth?

June 9, 2010


This question has been coming up a lot more often as housing prices have recently fallen in California, especially cities that have experienced rapid growth in recent years such as Folsom, El Dorado Hills and surrounding communities.  Insurance companies typically insure a home not for its market value, but its estimated cost to rebuild in the event of […]

Identity Fraud and Your California Homeowners Insurance

May 24, 2010


Technology improvements over the past few decades have enriched our lives, allowing us to perform once time-consuming activities such as banking and shopping from the comfort and leisure of our homes.  Unfortunately, these gains have not come without a sacrifice to our privacy.  With more and more of our personal lives and financial information floating through cyber space, thieves have seized […]