Browsing All Posts filed under »Business Insurance«

California Commercial Insurance: Claims Made vs. Occurrence Policy’s

November 16, 2010


One of the most important considerations to keep in mind when purchasing commercial insurance is deciding whether a “claims-made” or “occurrence” policy makes the most sense for your particular business.  Every business is unique in regards to potential risks that may arise out of normal business operations.  Identifying what those risks are and when they are likely to arise […]

California Business Insurance: General Liability vs. Professional Liability

October 11, 2010


Often times, our Sacramento insurance agency is contacted by individuals that perform professional services such as engineers, realtors, mortgage brokers, consultants, architects or property managers requesting insurance against potential negligence resulting from the services they provide.  These individuals often request California general liability insurance with the belief that this insurance provides a broad range of coverages, including among other things, protection against negligent acts.  This common misconception can lead […]